Terms of Service

Last Updated: February 26, 2026

1. Acceptance of Terms

By accessing and using Budget For Life ("the App"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the App.

2. Description of Service

Budget For Life is a personal financial management tool that helps you track income, expenses, debts, and budgets. The App operates entirely on your local device using browser storage technology.

3. User Responsibilities

As a user of Budget For Life, you agree to:

• Provide accurate financial information for your personal tracking
• Use the App only for lawful purposes
• Maintain the security of your device and data
• Not attempt to reverse engineer, hack, or modify the App
• Not use the App for commercial purposes without permission

4. No Financial Advice

You acknowledge that:

• The App is not a substitute for professional financial advice
• We are not financial advisors, accountants, or tax professionals
• All financial decisions are your sole responsibility
• You should consult qualified professionals for financial advice

5. Data Accuracy and Liability

You are responsible for:

• The accuracy of data you enter into the App
• Regularly backing up your data if desired
• Verifying calculations and totals

We are not responsible for:

• Financial losses resulting from use of the App
• Data loss due to device failure, browser issues, or user error
• Errors or inaccuracies in your entered data
• Decisions made based on App-generated reports

6. Use At Your Own Risk

THE APP IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. You use Budget For Life at your own risk. We make no guarantees about the App's accuracy, reliability, or suitability for your needs.

7. Age Requirements

You must be at least 13 years old to use Budget For Life. If you are under 18, you should have parental permission to use financial management tools.

8. Intellectual Property

Budget For Life and its original content, features, and functionality are owned by the App creators and are protected by copyright and other intellectual property laws.

9. Disclaimer of Warranties

We do not warrant that:

• The App will be error-free or uninterrupted
• Defects will be corrected
• The App is free from viruses or harmful components
• Results obtained from the App will be accurate or reliable

10. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses resulting from:

• Your use or inability to use the App
• Any unauthorized access to your data
• Any bugs, viruses, or technical issues
• Any financial decisions made using the App

11. Changes to Service

We reserve the right to modify, suspend, or discontinue the App at any time without notice. We are not liable for any modification, suspension, or discontinuance of the service.

12. Changes to Terms

We may update these Terms of Service from time to time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of the App after changes constitutes acceptance of the new terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions.

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full effect.

15. Contact Information

For questions about these Terms of Service, please contact us through the app's support channel.

16. Acknowledgment

By using Budget For Life, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

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