Privacy Policy

Last Updated: February 26, 2026

1. Introduction

Welcome to Budget For Life. This Privacy Policy explains how we handle your data when you use our budget management application. We are committed to protecting your privacy and being transparent about data usage.

2. Data Collection and Storage

Budget For Life stores all of your data locally on your device only using browser localStorage technology. We collect and store the following information:

• Transaction Data: Income, expenses, and debt entries you create
• Budget Information: Budget categories and limits you set
• Currency Preferences: Your selected display currency
• Transaction History: Your complete transaction records with dates and amounts

3. How We Use localStorage

localStorage Disclosure: This application uses browser localStorage to save your financial data directly on your device. This means:

• All data remains on your device only
• No data is transmitted to external servers or third parties
• Data persists between sessions until you clear your browser data or uninstall the app
• We cannot access, view, or recover your data

4. Data Security

Your data security depends on your device security. We recommend:

• Keeping your device secure with a password or biometric lock
• Not sharing your device with untrusted individuals
• Regularly backing up your data if needed

5. Data Sharing

We do not share, sell, or transmit your data to any third parties. Since all data is stored locally on your device, we have no access to your information.

6. Third-Party Services

Budget For Life uses the following third-party services:

• Chart.js: For displaying transaction charts (loaded from CDN, no data sent)
• Currency Exchange Rates: If used, exchange rate data is fetched from public APIs for display purposes only

7. Your Rights and Control

You have complete control over your data:

• Access: View all your data within the app
• Deletion: Clear your browser cache/data or uninstall the app to remove all data
• Modification: Edit or delete individual transactions at any time
• Export: Your data can be backed up through your browser's developer tools if needed

8. Children's Privacy

Budget For Life is not intended for children under 13 years of age. We do not knowingly collect data from children.

9. Changes to Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date.

10. Contact Information

If you have questions about this Privacy Policy, please contact us through the app's support channel.

11. Consent

By using Budget For Life, you consent to this Privacy Policy and agree to its terms regarding local data storage.

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